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FINANCE OPTIONS AVAILABLE

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Now you can spread the cost of buying beautiful furniture over 5 months to 4 years with our range of flexible finance options. Available in store and online subject to status.

To apply for finance, you can either use the finance options at the checkout or visit one of our stores, where our advisers will be happy to take you through the simple application process.

 



Up to 48 Months Credit Available

9.9% APR Representative and 0% Interest Free Credit

 

Term Interest Rate Minimum Spend

 

Minimum Deposit

 

5 Months 0% Interest Free £1000

10%

10 Months 0% Interest Free £3000

10%

12 Months 9.9% Representative £500

10%

24 Months 9.9% Representative £500

10%

36 Months 9.9% Representative £500

10%

48 Months 9.9% Representative £500

10%

 

 

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Easy & Affordable

 

When do I have to start paying?

Your monthly repayments start one month after your furniture goods are delivered.

How do I apply for Finance?

You can apply for finance online by using the ‘Apply For Finance’ option at checkout, or in person at any of our stores.

To apply for finance you will need to:

  • Spend at least £500
  • Pay a deposit of at least 10%
  • Be at least 18 years of age
  • Have been a UK resident for 3 years or more
  • Be able to make repayments by Direct Debit
  • Be in regular employment (minimum 16 hours per week), including self-employment or in permanent residence with your partner who is in regular employment. If you are retired and receive a pension, or are registered disabled and unable to work, V12 Retail Finance may ask for proof of sufficient income.

So, whether you're looking for a luxurious sofa, replacing your bed or furnishing a new home, our finance options can turn your dreams into reality.

 



0% Interest Free Credit

 


No interest to pay


5 Monthly repayments when you spend over £1000


10 Monthly payments when you spend over £3000


Minimum 10% deposit


 

Representative example:

5 months Interest Free Credit

Purchase price: £1000
10% Deposit: £100
Amount of credit: £900
Interest rate: 0% APR
5 Equal monthly payments: £180
Cost of credit: £0
Total cost of goods on finance: £1000

Up to 48 Months Credit

 


9.9% APR Representative


12, 24, 36 & 48 monthly repayments


Minimum 10% deposit


£500 minimum order in store or online


 

Representative example:

48 months credit at 9.9% APR Representative

Purchase price: £500
10% Deposit: £50
Amount of credit: £450
Interest rate: 9.9% APR
48 Equal monthly payments: £11.31
Cost of credit: £92.88
Total cost of goods on finance: £592.88

Calculate Repayments

Our finance calculator allows you to clearly see what your monthly repayments would be and the total cost of any interest payable on the loan. 

You can change the deposit amount and switch between the different finance periods to see how these choices will change your monthly repayments and any interest that is being applied to the loan.


Use the calculator below to choose a deposit amount and finance package and reveal your finance payments.

Subject to affordability, age and status. Minimum spend applies.

Available deposit amounts:
Value of Goods: £500.00

£  
  • Total cost on finance:
    £592.88
  • With a £50.00 deposit
  • And a £92.88 charge for credit
  • Total amount of credit £450.00
  •  
  • Your finance option is 9.9% APR representative
  • Your annual rate of interest is 5.16% fixed
  • Your finance term is 48 months
  • Your monthly payment is £11.31
Your available finance options:

How to pay with finance:

Choose "Apply for Finance" from your Basket. For full details see our Finance Options page.
Finance provided by V12 Retail Finance

 

Interest at 9.9% APR Representative available for 24, 36 or 48 month periods (no deposit) available on purchases £500 and above. Representative example: 48 months credit at 9.9% APR representative, purchase price £500.00, £50.00 deposit – 48 equal monthly payments of £11.31, total cost of credit £92.88, total amount payable £592.88, 9.9% APR representative.

For full details see our Finance Options page.


Frequently Asked Questions

You can find the answers to most queries here, but if you have any further questions then please do not hesitate to contact us.

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AM I ELIGIBLE?

To apply for finance:

  • You must be over 18 years old
  • You or your partner must be in permanent paid employment, be self employed, retired and receiving a pension, be a working student in part time work or be in receipt of a disability benefit
  • You must have been a resident in the UK for at least 3 years
  • You must have a credit or debit card in your name, which is registered to your address in order to pay the deposit
  • You must have a Bank or Building Society current account available (you'll need this to complete the direct debit instruction)

WHO PROVIDES THE FINANCE?

Glasswells Ltd acts as a credit broker and offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance.  It is the UK’s only specialist retail finance provider.  Its secure and friendly online system can provide you with a decision in seconds. Not all products offered by Secure Trust Bank T/A V12 Retail Finance are regulated by the FCA.


CAN MY ORDER BE SENT TO A DIFFERENT ADDRESS?

No, finance orders can only be delivered to the address given in your finance application.


WHEN DO I START TO PAY?

You don’t start paying for finance until a month after the date your order is delivered.


CAN I PAY OFF THE LOAN EARLY?

Yes you can. Simply call V12 on 02920 468900 and they will happily arrange this for you.




A NAME YOU CAN TRUST

Your credit agreement is provided on behalf of Glasswells by V12 Retail Finance, who also supply finance for some of the UK’s best-known high street brands.

Glasswells Limited is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our FCA registration number is 681379.

Head office address: Glasswells Ltd, Newmarket Road, Bury St Edmunds, Suffolk, IP33 3TU

Glasswells Limited offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Credit is provided subject to affordability, age and status. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.

V12 Retail Finance Limited is Registered in England and Wales 4585692 and is authorised and regulated by the Financial Conduct Authority, registration number 679653.

Registered address: V12 Finance Ltd, Yorke House, Arleston Way, Solihull. B90 4LH

Correspondence address: V12 Finance Ltd, 25 - 26 Neptune Court, Vanguard Way, Cardiff, CF24 5P




Contact us

 Telephone 01284 752804

 Or just fill in the form below ands we will be in touch soon

 

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